Can I cancel my Capital One application?
But keep in mind that credit card applications are often approved or denied within minutes—or even seconds. And you can’t cancel your application once it’s been approved or denied.
How do I check the status of my Capital One application?
To check your Capital One credit card application status, simply call (800) 903-9177. Press “3” when you hear the menu, or say “application status.” You will be asked to enter your 9-digit Social Security number to confirm your identity. Once you do so, you will receive a status update.
How long does it take for Capital One to approve application?
It can take 7-10 days to get approved for a Capital One credit card, if you’re not approved instantly when you apply. Online and phone applications generally result in an instant response.
How do I close my Capital One account online?
Capital One members are able to close their accounts online from the website, but not via the Capital One mobile app. After logging into your account on a browser, find the card you want to close and hit “View Account.” On the account page, click “I want to…” and select the “Close Account” option.
Can I use my card before it arrives?
In most cases, you won’t be able to use a credit card before it arrives and you will have to wait until you receive it in the mail. The best thing you can do is ask for expedited shipping, as some issuers offer it for free.
What does it mean when your credit card application is under review?
“application pending” and “under further review” mean the card issuer hasn’t approved or denied your application yet. The issuer is still reviewing your application so that it can make a decision.
How long does it take for Capital One to review documents?
around 7 to 10 days
In the normal scheme of things, it usually takes around 7 to 10 days for your pending application to go through review and a decision to be mailed out, but it could be several weeks depending on the additional documentation needed.
Why does Capital One have no credit?
If your available credit is $0, it means you don’t have any credit for making purchases. This can happen if you’ve maxed out your credit card, your payment hasn’t cleared, or your credit card payment is delinquent.
Is Capital One a good credit card?
The Capital One Platinum Credit Card is a solid option for those with average credit. It has an annual fee of $0 and also charges no foreign transaction fees. But for many, its standout feature may be that it also offers the chance to earn a higher credit limit after making on-time payments in as little as six months.